DBS Unsecured Loan. Keep back Less with DBS unsecured loans, rate of interest as little as 3.88% p.a (EIR 7.56% p.a)

Get as little as 3.88per cent p.a. (EIR 7.56% p.a.) whenever you apply online.

At a Glance

As much as 10X 1

your month-to-month wage

Immediate cash in your account

once you apply online

Affordable fixed repayment

with fixed interest from only 3.88%p.a. + 1% processing fee (E.I.R 7.56%p.a. 2 ) and loan tenures which range from 1 to five years

Brand brand New function! – if you don’t have Cashline account, miss out the need certainly to offer your revenue papers once you use with MyInfo.

Keep back Less with DBS unsecured loans, rate of interest as little as 3.88% p.a (EIR 7.56% p.a)

Why keep back about what you adore doing? Get started with immediate cash, by having a DBS personal bank loan.

Qualities & Advantages

Enjoy instant approval and get money immediately 3 in your bank take into account:


On line exclusive! Submit an application for DBS personal bank loan today with promo code “POSBPL” and get 1% cashback on the loan that is approved amount! Valid for loan number of S$10,000 and above 4

4 signature loans 1% Cashback marketing stipulations use. Valid for loan quantity of S$10,000 and above. Applications via other networks (i.e Telesales or Branch product product product sales staff etc.) won’t be considered. Advertising finishes 31 st 2021 august.

Prices & Charges

Enjoy personalised interest levels from only 3.88% pa AIR + 1% Processing fee (EIR 7.56percent pa)!

The attention price and charge suggested could be the cheapest posted price that will change from what exactly is wanted to you. The attention rate and charge wanted to you will end up shown throughout your application and it is centered on your individual credit and earnings profile, susceptible to the bank’s discretion. Please be aware that the utmost EIR could be as much as 20.01percent p.a. considering your loan quantity, tenor and credit history that is personal.

You will need a DBS/POSB account to get the funds upon approval. Don’t possess one? Make an application for one right here first!

Exactly what are AIR and EIR rates?

AIR – Used Rate Of Interest. Here is the price utilized in determining the interest payable on your own loan. Interest in the Loan will be determined centered on a rate that is flat technique (easy interest) by multiplying the key Loan quantity by the specified yearly Applied rate of interest for the complete tenure for the Loan.

Illustration on interest payable for the S$10,000 loan with 3.88% atmosphere and 5 years tenure Interest payable: S$10,000 loan x 3.88% pa AIR x 5-year tenure = S$1,940

EIR – Successful Rate Of Interest. This is actually the rate that reflects the genuine expense of borrowing as expressed over a reducing stability foundation (just like mortgages) and it is beneficial in comparing various loans getting the most useful price.

To learn more about used and interest that is effective, please visit www.moneysense.gov.sg


Determine the repayment that is monthly our handy calculator!

DBS/POSB unsecured loan will require i that is( a Cashline and/or Credit Card account to give the mortgage quantity, and (ii) a DBS/POSB deposit account (excluding Joint each, Trust, MSA, SAYE and POSB present records) for loan disbursement (see faq’s Tab to get more details).

Should you not have a current Cashline / bank card Account, you will require the next documents:

Instead, you might decide to provide your earnings papers via MyInfo

Take note that applications perhaps maybe maybe not associated with necessary papers or with incomplete information will create a wait in processing.

If you don’t have a preexisting DBS/POSB deposit account, you’ll select your desired account right here and apply on the web.

Frequently Asked Questions

How do you make an application for an unsecured loan when I click on «Apply Now»?

Understand how it is simple to make an application for a DBS personal bank loan right here.

After using, exactly what do I expect?

You will receive if you are an existing Cashline account or Credit Cardholder:

After publishing and approval of a DBS/POSB personal bank loan in your Cashline and/or charge card, you shall get another https://installmentcashloans.net/installment-loans-vt/ SMS verification that the DBS/POSB unsecured loan is authorized. Please check always your designated take into account the crediting associated with the loan amount that is approved.

What exactly is a Cashline account and exactly why could it be utilized for DBS/POSB unsecured loan?

Cashline is a line that is standby of account that the borrowing limit awarded is utilized for DBS/POSB personal bank loan.

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